Monthly Scheme Plan

Monthly Scheme Plan by Dhanyug Co-Operative (U) Thrift & Credit Society Ltd

The Monthly Scheme Plan offered by Dhanyug Co-Operative (U) Thrift & Credit Society Ltd is an ideal savings solution designed to help members grow their wealth steadily. This plan encourages disciplined monthly savings, ensuring members achieve their financial goals with ease while earning attractive returns.

What is the Monthly Scheme Plan?

The Monthly Scheme Plan allows members to deposit a fixed amount every month for a specified tenure. Over time, these small, consistent contributions grow into a significant corpus, thanks to the competitive interest rates offered by the society. This plan is perfect for individuals seeking financial stability and security while cultivating a habit of regular saving.

लखपति बनें जमा करें प्रत्येक माह और प्राप्त करें।

Rs. 1500/- प्रति माह

60 माह बाद

Rs. 1,27,824/-

14%

Rs. 1800/- प्रति माह

48 माह बाद

Rs. 1,11,994/-

13%

Rs. 2500/- प्रति माह

36 माह बाद

Rs. 1,08,482/-

12.5%

Rs. 3800/- प्रति माह

24 माह बाद

Rs. 1,02,847/-

12%

सीनियर सिटीजन के लिए 0.6% अधिक ब्याज

Features of the Monthly Scheme Plan

Flexible Contribution Amounts

Members can choose a monthly deposit amount that suits their budget, starting from as low as ₹500.

Attractive Interest Rates

Earn competitive interest rates on your monthly savings, ensuring faster wealth accumulation.

Multiple Tenure Options

Select from a range of tenures based on your financial goals, such as 1 year, 3 years, 5 years, or more.

Easy Enrollment

Hassle-free enrollment process with minimal documentation requirements.

Premature Withdrawal Option

Access your funds in case of emergencies, subject to terms and conditions.

Auto-Debit Facility

Enable auto-debit from your bank account for a seamless and stress-free saving experience.

Secure and Transparent

Your deposits are secure, and you can track your savings growth with regular updates.

Benefits of the Monthly Scheme Plan

Encourages Disciplined Saving

The plan fosters a regular savings habit, making it easier to achieve long-term financial goals.

Wealth Accumulation

Small monthly contributions accumulate over time, creating a substantial financial corpus.

Financial Security

This scheme ensures you have funds ready for future expenses such as education, home renovation, or unexpected emergencies.

Tailored for Everyone

Whether you are a salaried individual, a business owner, or a homemaker, this plan is designed to meet diverse financial needs.

Tax Benefits

Investments under this scheme may qualify for tax deductions, depending on the prevailing tax laws.

Eligibility Criteria

  1. The applicant must be a member of Dhanyug Co-Operative (U) Thrift & Credit Society Ltd.
  2. Individuals aged 18 years and above are eligible to enroll.
  3. Joint accounts are allowed for family members.

How to Enroll in the Monthly Scheme Plan?

Enrolling in the Kanya Dhan Scheme is simple and hassle-free. Follow these steps to secure your daughter’s financial future:

Visit Our Office

Visit the nearest branch of Dhanyug Co-Operative to inquire about the Monthly Scheme Plan.

Fill Out the Application Form

Complete the application form with accurate details.

Submit Required Documents

Provide essential documents such as ID proof, address proof, and passport-sized photographs.

Deposit Initial Amount

Deposit the first installment to activate the plan.

Start Saving

Begin contributing monthly to grow your savings systematically.

Documents Required

  • Aadhar Card or other valid ID proof.
  • Address proof (e.g., utility bill, driving license).
  • Recent passport-sized photographs.
  • Membership ID of Dhanyug Co-Operative.

Why Choose Dhanyug Co-Operative’s Monthly Scheme Plan?

At Dhanyug Co-Operative (U) Thrift & Credit Society Ltd, we prioritize your financial growth and security. Our Monthly Scheme Plan is tailored to meet the unique financial needs of our members, ensuring transparency, trust, and optimal returns.

Key Advantages

  • Competitive interest rates for faster growth.
  • Flexible saving options to match your lifestyle.
  • Hassle-free enrollment and management.
  • Trusted by thousands of satisfied members.

Monthly Scheme Plan requirements

(Simple Interest Rates shall be applied)

Eligibility

  • The applicant must be a member of the Society.
  • For Society membership related information.

Minimum Deposit Amount

  • Rs. 5000/- and further in multiple of Rs. 500/-

Nomination Facility

  • Nomination Facility Available.

Special Features

  • No TDS is applicable on the interest earned on deposits.
  • Offers higher interest rates.
  • Interest on the Deposits is disbursed monthly.

Frequently Asked Questions (FAQs)

The minimum monthly deposit starts from ₹500, making it accessible for all income groups.

Yes, changes can be made to your monthly contribution, subject to certain conditions.

A nominal penalty may be charged for missed monthly contributions.

Premature withdrawal is permitted, but it may attract penalties or reduced interest benefits.

Yes, members can open multiple plans for different financial goals.

Contact Us Today!

Ready to start your journey toward financial security? Join the Monthly Scheme Plan today!

Secure your future with Dhanyug Co-Operative (U) Thrift & Credit Society Ltd – your trusted partner in financial growth!